![]() Not all cellular phone plans are eligible. Cell phone protection is available to cardholders who charge their qualifying monthly cell phone bills to their UNFCU Azure credit card. Cell phone protection allows cardholders to get reimbursed if their cell phone is lost or stolen with a $50.00 deductible.Return protection is available to cardholders who make a purchase of up to $250 with their UNFCU Azure card. Return protection allows cardholders to get reimbursed if they become dissatisfied with a purchase within 90 days and the merchant will not accept it back.Price protection is available to cardholders who make a purchase of up to $250 with their UNFCU Azure card. Price protection allows cardholders to get reimbursed the difference if an item that they purchase appears in a print advertisement at a lower price within 60 days of purchase.Purchases that will incur foreign transaction fees include transactions made in the US with a foreign merchant (such as through a merchant's website).Point values vary based on type of purchase.Thereafter, the rate will vary with the market based on the Prime Rate. Introductory rate quoted for credit cards is for the first six months for Elite and the first 12 months for Azure. Creditworthiness and loan amount will determine actual APR. For specific restrictions, limitations, and other details, contact us. You must notify UNFCU immediately of any unauthorized use. Visa's Zero Liability Policy does not apply to any transactions not processed by Visa. ![]() ![]() ![]() Visa's Zero Liability Policy covers US-issued cards and does not apply to certain commercial card transactions.Earn 10,000 bonus points when you spend $2,000 on purchases in the first four months from account opening.Every credit card payment you make replenishes your available credit. You will pay interest on any amount you still owe after the due date. You may also choose to pay less than the full amount. You may repay the amount you borrowed in full. Each month, you need to make a minimum payment by a due date. There is a maximum amount you can owe on your credit card at any one time. * When you use your credit card, you borrow the money to pay for your purchase. Identity theft protection with NortonLifeLock™Įlite Apple Pay®, Google Pay™, and Samsung Pay 10Īzure Apple Pay®, Google Pay™, and Samsung Pay 10 Visa Purchase Security: Have purchases replaced, repaired, or reimbursed due to events such as fire or theft Visa personal identity theft protection: Support to help cover expenses if your identity is stolen Visa pre-trip assistance: Information about health precautions, immunizations, and required travel visas Visa travel & emergency assistance: Medical referral assistance, emergency translation, and lost luggage locator Visa trip cancellation/interruption insurance Global rewards program (with cash back option)įoreign transaction fees from Visa® (for purchases in non-USD currency or outside the US) 5Īirport lounge access (enrollment required)Įlite Five free visits annually to any participating lounge, with the option to purchase more Elite 0.00% APR 3 for the first six months & 10,000 bonus points 1Īzure 0.00% APR 3 for the first 12 months & 10,000 bonus points 1
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